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BUSINESS INSURANCE |
| Mid Penn Insurance
appreciates what it takes to run a business. We know your time is valuable
and how important it is to have proper coverage for risks associated with
your business. After all, you work hard for what you have. In the event of a
loss, you want to restore your business as quickly as possible.
We have the ability to design a package policy that will
provide you with the coverages necessary to protect your business
and the information needed to make the right decisions for your
particular type of business insurance need.
The best way to be sure you are properly covered is to
get advice from a professional insurance agent. At Mid Penn
Insurance, we can help you determine what kind of plan you may need
to fit your business and your budget.
Contact An Agent for a free review of your Commercial Insurance and detailed information regarding exclusions and additional floaters that may be applied to your commercial policy.
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What Should You Expect From Your
Business Insurance Program?
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Coverage that matches your business' unique needs.
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Experienced and professional insurance agents and staff.
- Prompt
and efficient claim service.
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What Should You Expect From Your
Business Insurance Agent?
- Ability to tailor an insurance program
to your business' needs.
- Knowledge of what products are available
and how they can work for you.
- Courteous and professional service.
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| Do you understand
your business insurance? At Mid Penn Insurance, our aim is not simply to sell
insurance for your business but also to help you better understand your insurance.
Contact An Agent or
Speak to Your Customer
Service Representative |
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Boilers & Machinery Coverage
Provides important mechanical breakdown coverage generally not available
under any other insurance policy. It can protect against effects of
catastrophic property loss, such as steam boiler explosion or an
expensive breakdown of machinery or equipment. |
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Bonds
Protection against legal action for mistakes made by persons dealing
with public funds or contracting jobs. Basically, a policy insuring
one's personal or financial integrity.
- Surety Bonds
- Employee Dishonesty Bonds
- Fidelity Bonds
- License & Permit Bonds
- Public Officials Bonds
- Contractors Bonds
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Builders Risk
Indemnifies for loss of or damage to a building and applies only in the course of construction. Coverage customarily includes fire and extended coverage for malicious
mischief and vandalism. Coverage may also be included for items in transit to the construction site and items stored at the site. |
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Business Owners Policy
Package policy providing basic coverage like Property General Liability plus additional coverages such as Business Income, Money & Securities, Employee Dishonesty, etc. |
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Commercial Auto
Coverage for vehicles used for business purposes. |
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Directors & Officers
Liability coverage to cover negligence and performance or acts that
could threaten personal assets of directors, officers, and trustees of
your company. |
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EDP - (Electronic Data Policy)
Provides coverage for damage to Computer hardware and software caused by a covered loss. |
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EPLI- (Employment Practices
Liability insurance)
Protects corporation, directors/officers and employees for claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline and failure to employ or promote, etc. |
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Errors & Omissions
Coverage that protects those people that give advice, make educated recommendations, design solutions or represent the needs of others. Provides coverage for liability resulting from errors or omissions in the performance of those professional duties. |
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General Liability
Covers Bodily Injury or Property Damage that you are legally liable for. |
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Inland Marine
Coverage for loss to moving or movable property. Also known as "floaters" since the property to which coverage is extended is essentially "floating". |
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Professional Liability
Liability coverage for claims arising out of negligence or performance that are a direct result of actions from specific occupation.
EX: Doctors - Malpractice Insurance would be their Professional Liability Coverage. |
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Property
Buildings/structures and Business Personal Property. |
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Umbrella Liability Coverage
Provides excess coverage over the "underlying" liability insurance you carry. It also provides coverage for all other liability exposures except those specifically excluded in your policy. |
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Workers Compensation
Coverage for liability of an employer to pay damages for injuries received by an employee in the course of employment. |
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- Looking for a way to attract & maintain
quality personnel?
- Talk to a benefits specialist!
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